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Financing

Larry H. Miller Liberty Toyota Credit Center has established New 2010 programs thru National Lenders which enables you to purchase a new or quality pre-owned vehicle of your choice. You have been PRE-QUALIFIED based solely on your bankruptcy discharge and household budget. We specialize in dealing with bankruptcy and I will help you with the process of rebuilding your credit file. Actually, your bankruptcy filing is the only qualifying item required to begin this process. 
YOUR BANKRUPTCY DOES NOT HAVE TO BE DISCHARGED!!
We deal with only the top Lending Institutions in bankruptcy financing, helping people just like you to reestablish their credit. We have developed a program designed only for those customers who are or have recently been involved in a discharge bankruptcy.

In addition to financing in an open/discharged bankruptcy, there are even programs to lower your interest rate each year... be sure to ask how.

There are important things that you  should know before reaffirming your current auto loan or continuing to pay on a vehicle contained in a bankruptcy. If you already have, that's okay. Please call for a complete explanation about why reaffirming or continuing to pay on an auto loan does not always count as credit after bankruptcy. Every single payment made on a reaffirmation auto loan is usually money wasted. 

ACTIVATE YOUR LINE OF CREDIT NOW! Just follow the three easy steps to above. Don't miss this opportunity.

**On approved credit. You must be or be prepared to purchase and verify full coverage insurance on your vehicle. Equity requirements will apply. Your monthly car payment can not exceed more than 20% of your gross monthly income and your vehicle payment totaled with your current payments must not exceed 50% of your gross monthly income (before taxes.)  You must have full time employment with a minimum of $1,500/month gross. *0% down, plus tax, title and license, $150.00 Doc Fee.

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Contact Information

Colorado Auto Credit

5115 New Car Drive

Colorado Springs, CO 80923
sales Sales:
719-388-4121

Finance FAQ

Check out our online finance FAQ section for important information regarding car lease and loan characteristics.

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Tip!

Loan payments contribute to the eventual ownership of a vehicle, while lease payments apply only to the short-term use of a car.

Tip!

Owning a lease vehicle is possible if purchased outright after the lease period ends.

A typical lease period runs between 24 and 48 months.

Tip!

Three important factors - adjusted capitalized cost, residual value and the money factor - determine the monthly rate of a lease.

Tip!

Closed-end leases set a fixed residual buy price at the beginning of the term, while open-end deals base the final buy price on a vehicle's actual market value at the end of a lease.

Tip!

Pay more money down initially to reduce monthly loan payments. Otherwise, a typical down payment ranges between 10 to 20 percent of the total cost.

Tip!

Many used vehicles require down payments of at least 20 percent and include interest rates between 9 to 10 percent.

Tip!

Lease agreements usually limit mileage from 12,000 to 15,000 miles annually. Beyond these figures, fees in the range of $0.10 to $0.25 per mile begin to accumulate.

If you plan on customizing your vehicle, you need to finance with a loan. Leased vehicles must be returned under factory specification.